💰Let’s talk about money.💰⠀
Saving it, more specifically. ⠀
Whether you’re saving for your wedding, your first home, a new car or a holiday… I wanted to share how we’re saving our pennies for our first home, and to not feel completely deprived and depressed while doing so.⠀
1 – USE CASH.
At the start of each week, I get out $180 cash and that is all I will spend for groceries (for us that is 2 adults and 2 kids). If I have left over at the end of the week, I put it into a jar in our kitchen and that money will be for our date nights, coffees or lunches out.⠀
We realised a huge portion of $ was going towards food, so we really tried to crack down on this. It’s so much harder handing over cold hard cash, rather than a quick tap of your card. Takeaway coffees get SO expensive! Where I can, I make my own, or I use the cash to buy one.⠀
⠀2 – BUY 2ND-HAND.
Utilise the second hand economy! My local op shop does all clothes for $1 every Tuesday. It’s rummage style, so you need to be in the mood for it – but this has saved us so much money! I have scored some amazing brands this way, for our whole family – and some of the clothes are barely used or still have the price tags on. Facebook marketplace is also a great resource.⠀
3 – SELL THINGS YOU DON’T USE.
I have been inspired by @sugarmammatv and have sold a huge amount of things that were gathering dust in the cupboard. ⠀
4 – GET CREATIVE FOR DATE NIGHTS.
Some of our best dates have been bush walks, or grabbing gelato and eating it by the sea. We only go to the movies when it’s $6 cheap Mondays.⠀
Being frugal and saving money only works for me if I have a goal to set my sights on. I’m definitely the spender in our relationship, so it hasn’t always been easy, but these things 👆🏻have really helped me and I hope they inspire you too!⠀
What is your big money goal at the moment? Are you the saver or spender in your relationship? PS: if you’re not listening to @shesonthemoneyaus podcast yet, get on it!